Skip to content
Bridge

Asia

Payouts to India in INR

India moves money between banks in seconds, around the clock, holidays included. A recipient needs two fields: an IFSC code and an account number.

local currency
INR
typical speed
Under 5 minutes
state
Live

What you pass in the request

A request with account number and branch ifsc code goes to IFSC · IMPS · NEFT in India; the response comes back with the status: completed, typically under 5 minutes.

  • Payouts

    Account number and branch IFSC code.

  • Sender identity

    Sender: name only. Recipient name: required.

How the payout works

Two fields and nothing else

An IFSC code is eleven characters: four letters for the bank, a zero, six alphanumeric for the branch, as in HDFC0001234. The code carries the bank, so there is no directory to fetch. We check the shape first; a malformed code comes back before money leaves.

Which instant rail carries the transfer depends on amount and moment; your request stays the same. Whole rupees only; a decimal is refused on creation.

A name is enough

Register the sender once with a first and last name and reference the returned identifier on every payout. No document, no address, no identity check before the first transfer.

How the local system works

At a glance

  • Payouts Live
    Method
    Bank
    Local systems
    IFSC, IMPS, NEFT
    Speed
    Under 5 minutes
    Decimals
    0

Questions and answers

  • What does an IFSC code look like?

    Eleven characters — four letters, a zero, then six alphanumeric. For example HDFC0001234. We validate the shape when the payout is created.

  • Can I pay to a UPI handle instead?

    Payouts on this corridor are addressed by IFSC and account number. UPI handles are how people pay each other inside India; they are not the addressing used for an inbound business payout.

  • Why whole rupees?

    The corridor settles in whole units. An amount with a decimal part is rejected before anything is sent, so nothing is lost in rounding.

  • How long does it take?

    Under five minutes in the normal case, at any hour. A receiving bank running its own checks can stretch that.

  • What happens if the account is closed?

    The receiving bank refuses it and the funds return to your balance in the same move. There is no separate refund to chase.

Name the markets. We bring the rails.

Which markets, which products, roughly what volume. We come back with terms, test keys and the documentation.

Name a market partners@dvbridge.com