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Latin America

Payouts to Brazil via PIX

Brazil replaced bank details with keys: a recipient hands over one PIX key instead of a bank, a branch and an account number. One field, no directory, settlement in seconds.

local currency
BRL
typical speed
Seconds
state
Live

What you pass in the request

A request with a pix key (cpf, cnpj, phone or email), or bank, branch and account goes to PIX in Brazil; the response comes back with the status: completed, typically seconds.
  • Payouts

    A PIX key (CPF, CNPJ, phone or email), or bank, branch and account.

  • QR payments

    The code payload, exactly as the camera read it.

  • Sender identity

    Sender: name only. Recipient name: required.

How the payout works

Say which kind of key it is

Five kinds: CPF, an individual’s tax number, eleven digits; CNPJ, a company’s, fourteen; phone; email; or EVP, a random string generated by the bank. Send the type and the value. We check the shape first, so a ten-digit CPF comes back before money moves.

The recipient name is required but not passed on: the key decides who gets paid.

Or pay a code

A PIX QR code is the same system. Send the scanned payload; we decode it, price it and tell you what is inside.

How the local system works

At a glance

  • Payouts Live
    Method
    Bank, e-wallet
    Local systems
    PIX
    Speed
    Seconds
    Decimals
    2
  • QR payments Live
    Method
    Merchant codes, personal codes
    Local systems
    PIX
    Speed
    Seconds
    Decimals
    2

Questions and answers

  • Do I need the recipient's bank?

    No. The key resolves to the institution behind it.

  • What is an EVP?

    A randomly generated key, used by people who prefer not to share a tax number, phone or email.

  • Can I pay a company?

    Yes, through a CNPJ key.

  • What if the key is valid but the account is closed?

    The receiving institution refuses it and the funds return to your balance.

  • Are centavos supported?

    Yes, two decimal places.

Name the markets. We bring the rails.

Which markets, which products, roughly what volume. We come back with terms, test keys and the documentation.