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India

What is IMPS, India's instant interbank transfer

IMPS, the Immediate Payment Service, is India's round-the-clock instant transfer between banks, run by the National Payments Corporation of India. Accounts are addressed by account number and IFSC code.

India

INR

Instant bank transfer

How a payment moves

  1. You One API request
  2. IMPS IFSC code and account number
  3. Recipient Indian bank account
On DVBridge Payouts Live

Paying into it with DVBridge

  • Payouts · India Live
    What you send
    Account number and branch IFSC code
    Recipient name
    Required
    Delivery
    Under 5 minutes

Amount limits are configured for your account and returned by the API.

Instant, at any hour

IMPS settles each transfer as it happens, including nights, weekends and bank holidays. It sits alongside UPI, run by the same organisation, which gives the same accounts friendlier handles.

What you send

The account number and the IFSC code of the branch, with the recipient’s name. The IFSC is eleven characters: four letters for the bank, a zero, then six for the branch. Amounts into India are whole rupees.

Questions and answers

  • Do I choose between IMPS and NEFT?

    No. The request is the same; the corridor decides which rail carries it.

Name the markets. We bring the rails.

Which markets, which products, roughly what volume. We come back with terms, test keys and the documentation.

Name a market partners@dvbridge.com