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Philippines

What is InstaPay, the Philippines' real-time transfer

InstaPay is the Philippines' real-time transfer service between banks and e-wallets, available around the clock. It is part of the central bank's National Retail Payment System.

Philippines

PHP

Instant bank transfer

How a payment moves

  1. You One API request
  2. InstaPay Bank or wallet code, then account or phone number
  3. Recipient Philippine bank or e-wallet account
On DVBridge Payouts Live QR payments Live

Paying into it with DVBridge

  • Payouts · Philippines Live
    What you send
    Bank code and account number
    Recipient name
    Required
    Delivery
    Under 5 minutes
  • QR payments · Philippines Live
    What you send
    The code payload, exactly as the camera read it
    Recipient name
    Not used
    Delivery
    Under 5 minutes

Amount limits are configured for your account and returned by the API.

Banks and wallets on one rail

InstaPay connects banks and e-wallets as equals, so a transfer from a bank account to a GCash or Maya wallet is as quick as one between two banks. QR Ph codes are paid over the same rail.

What you send

The bank or wallet code from the directory we return, then an account number for a bank or the recipient’s phone number for a wallet, with the recipient’s name. Peso amounts allow two decimal places.

Questions and answers

  • Can a payout reach an e-wallet such as GCash or Maya?

    Yes. Wallets share the directory with banks: pick the wallet's code and pass the recipient's phone number.

Name the markets. We bring the rails.

Which markets, which products, roughly what volume. We come back with terms, test keys and the documentation.

Name a market partners@dvbridge.com